The social security financing bill presented this September 28 must act to the disappearance of this much-maligned actor. But the risks are not small.
The big leap into the unknown. While the Social Security financing bill to phase out the Social Security for the Self-Employed (RSI) by December 31, 2018 must be made public on September 28, should entrepreneurs necessarily rejoice?
Difficult to find a contact who has understood precisely how the government plans the operation. Does he know it himself clearly? In his return speech addressed to the independents, on September 5, from Dijon, Edouard Philippe indirectly confessed: "We will act the principle quickly because it is part of a general policy, but then we will put it in work calmly, with the calm of the old troops ”.
Thus the PLFSS made public this Thursday should refer to decrees the operational details of the case, the time that a score of working groups scaffold them. As everyone knows, the devil is hiding in the details ...
A one-stop shop ... but fragmented information
The RSI has opened a page on its site to keep its affiliates informed. "[Our] different missions will be gradually taken over by the three branches of the general regime," he said. The self-employed will benefit from a dedicated organization which will take into account the specificities of management. ”
The government has said that a single window will be retained. “Even if this were the case, it would not in any way predict the effectiveness of the system,” points out Bruno Chrétien, president of the Institute for Social Protection. The agent in question will no longer have a unified RSI behind him, with centralized information, but split funds: the Urssaf for the collection of contributions, the Carsat for retirement, the CPAM for work stoppages, the 'invalidity and death, Agirc-Arcco for supplementary retirement… ”
Furthermore, the restructuring could create a lack of problematic know-how, judge Romain Acker, national secretary of Ifec (union of accountants). "If 10% of the employees of the fund decide to leave, we will enter a zone of turbulence," he estimates. Mathematically, there will be fewer competent collaborators to manage the problems of freelancers. ”
Another thorny subject: the governance of the regime. At RSI, administrators and elected entrepreneurs are supposed to know the problems of contributors. "At the Accoss (which drives the Urssafs, editor's note), governance is three-quarters salaried," notes Romain Acker. The likelihood of unintentionally making small decisions out of thin air that will “spoil” the lives of the self-employed will be greater. ”
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